When you need medical care, knowing where to go can save you time, stress, and money — for you and for the fund.
When to choose Urgent Care
- Urgent care is ideal for minor injuries and illnesses. Visit urgent care if you have:
- Minor illnesses like coughs, fevers, or earaches
- Minor injuries like sprains, strains, small cuts, or simple fractures
- Cold or flu symptoms
- Minor burns or rashes
- Stomach illnesses
When to go to the ER
The ER is for serious or life-threatening emergencies. Go to the ER or call 911 if you experience:
- Chest pain or difficulty breathing
- Sudden confusion or slurred speech
- Uncontrolled bleeding
- Loss of consciousness
Why it matters
Choosing the right care helps you get treated faster, avoid unnecessary costs, and keeps our fund strong so it can continue to support all members. Urgent care is quick, convenient, and in-network, while the ER is best for serious emergencies.

